Tools
60/20/20
60% Nifty 500 TRI, 20% 5-year G-sec, 20% gold, rebalanced each January. It holds 60% Nifty 500, 20% G-secs, 20% gold . From Apr 2005 it returned 13.1% a year after tax; its worst fall was −36%.
What it holds now
Target : 60% Nifty 500, 20% G-secs, 20% gold.
Its record
Growth of one rupee after costs, before tax, on a log scale. The marks show when the rule was published and when it entered this library; only the stretch after the second mark is free of hindsight.
60/20/20: growth of one rupee
How to read it. Log scale, so equal slopes are equal returns.
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60/20/20: fall from its previous peak
How to read it. How far it was below its previous high, weekly. Its worst fall was −36% on daily closes; the weekly line can look a little shallower.
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Apr 2005 to Oct 2026. Percentages except the Sharpe ratio, turnover and tax cost.
| This model | Benchmark | |
|---|---|---|
| Return a year, before tax | 13.7 | – |
| Return a year, after tax | 13.1 | – |
| Volatility | 12.9 | – |
| Worst fall | −36.1 | – |
| Sharpe ratio | 0.6 | – |
| Average share in equity | 59.5 | – |
| Turnover a year | 0.0 | – |
| Tax cost, points a year | 0.6 | – |
The live log holds 2 sessions, 1 of them filled in after the day; its return differs from today's backtest over the same days by 2.52 points.
| Period | Dates | Total return | A year | More |
|---|---|---|---|---|
| Before it entered this library | Apr 2005 to Oct 2026 | 1,469.0% | 13.7% | |
| Since it entered this library (live) | Oct 2026 to Oct 2026 | 0.9% | – |
As an index: Tipsheet Multi-Asset 60/20/20
The same rule published as an index: total return, before any fund cost, trading cost or tax, set to 1,000 at the end of 2006 like every Tipsheet index. Its launch date is 2 Oct 2026, when the rule entered this library; the lighter line before it is back-calculated. Tipsheet indices are reference series for research only: not official indices, not investable, and not advice.
Tipsheet Multi-Asset 60/20/20, 1,000 at the end of 2006
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What it held
The share of the model in each asset at every month-end.
60/20/20: holdings at each month-end
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The rule
60% Nifty 500 TRI, 20% 5-year G-sec, 20% gold, rebalanced each January.
Common Indian three-asset mix. Rule published –; entered this library 2 Oct 2026. It is the portfolio lab's rule, unchanged.
The workings
Data
Every chart has a table view, a CSV download and a link to its published JSON. Bundles are listed in data status.