Tipsheet
What matters at India’s listed companies
Notes / Sector

Banks

60 recent notes from companies in this sector. 20 companies tracked.

Anchor companies · by market cap
Recent activity
Sun · 05 Jul
5
Banks

Utkarsh Small Finance Bank Q1 disbursements jump 48.5%, secured loans now 51%

Provisional numbers show strong growth in non-JLG loans and improved asset quality, but the bank still needs to prove it can turn these into profits after a ₹188 cr loss last quarter.

UTKARSHBNK Small cap 5:25 PM
Sat · 04 Jul
5
Banks

Kotak Mahindra Bank net advances at ₹5,12,171 cr, CASA slips 6.7% QoQ

CASA decline flags potential margin pressure despite 15.1% YoY loan growth, partly boosted by the Deutsche Bank acquisition.

KOTAKBANK Mega cap 4:02 PM
6
Banks

Karur Vysya Bank loans up 17%, deposits up 15% in June quarter

Provisional business update shows CASA deposits up 15% YoY; sequential momentum of 6-8% across all metrics.

KARURVYSYA Large cap 10:45 AM
Fri · 03 Jul
5
Banks

IndusInd Bank deposits rise 4.5% YoY, CASA ratio slides

June quarter provisional data shows sequential recovery but deposit mix shifts. Retail deposits grow, yet low-cost CASA ratio falls to 29.5% from 31.5% a year ago. Within market expectations.

INDUSINDBK Large cap 7:23 PM
6
Banks

RBL Bank lets deposits shrink 10%, CASA ratio slips below 30%

A deliberate wholesale deposit runoff after the ₹26,016 cr Emirates NBD capital infusion lowered total deposits to ₹124,813 cr, but the 22% QoQ CASA slump pushed the ratio to 29.2%, potentially squeezing NIMs.

RBLBANK Large cap 4:38 PM
5
Banks

IDBI Bank advances surge 22% in Q1, but deposit growth lags

Advances up 22% YoY to ₹2,59,025 crore, deposits up 10%. Total business hits ₹5,84,418 crore. The gap between loan and deposit growth widens.

IDBI Large cap 3:44 PM
5
Banks

IDFC First Bank CASA crosses 50%, loans up 5.2% QoQ

Provisional Q1 figures show deposits rising 5.9% QoQ and CASA ratio improving to 50.8%. Asset quality continues to improve, the bank says, but without quantified detail.

IDFCFIRSTB Large cap 2:33 PM
Thu · 02 Jul
7
Credit · Banks

IndusInd Bank promoter shift leaves one entity fully pledged

IndusInd Limited's entire 5.04% stake is now encumbered after a pledge restructuring that leaves total promoter encumbrance unchanged at 6.45% but concentrates risk in one entity.

INDUSINDBK Large cap 9:20 PM
5
Banks

Union Bank deposits lag loans; CD ratio jumps 714 bps in Q1

Gross advances rose 12.5% while deposits grew only 3.5%, pushing the credit-to-deposit ratio to 83.4% from a year earlier.

UNIONBANK Mega cap 9:07 PM
5
Banks

Central Bank of India advances jump 28.77% in Q1 FY27

Total business rises 18.36% to ₹8,33,840 crore; CASA ratio slips 27 bps but remains above 46%. The bank's IFSC Banking Unit books ₹473 crore in overseas advances.

CENTRALBK Large cap 8:48 PM
6
Banks

Ujjivan SFB's loan book grows 28.9% in Q1, asset quality improves

Gross loans cross ₹42,903 crore, led by housing and MSME; CASA ratio slips to 26.8% and secured share rises above 50%.

UJJIVANSFB Mid cap 5:57 PM
6
Banks

J&K Bank inks distribution deals with SBI Life, HDFC Life

Bancassurance tie-ups add two top life insurers to the branch network, but no financial impact disclosed.

J&KBANK Mid cap 5:24 PM
8
Banks

Bank of Baroda pays $600M to settle NMC Health dispute

An out-of-court settlement ends a cross-border insolvency trial that began in March 2026. The bank avoids prolonged litigation uncertainty at a cost of over 4% of market cap.

BANKBARODA Mega cap 2:13 PM
5
Earnings · Banks

Bank of India Q1 business rises 16.58%, in line with sector

Global business hits ₹17,55,915 crore as deposits and advances climb 14.92% and 18.64% respectively. Provisional data lacks profit or asset quality metrics, offering no surprise.

BANKINDIA Large cap 12:22 PM
5
Banks

Capital SFB advances rise 22%, asset quality improves in Q1

Gross advances hit ₹9,074 crore, deposits ₹10,596 crore; GNPA narrows to 2.47% from 2.54% QoQ.

CAPITALSFB Small cap 10:39 AM
5
Banks

ESAF SFB loan growth hits 27% in Q1; CASA mix slips to 23.39%

Provisional Q1 figures show advances at ₹23,216 cr and total business crossing ₹51,141 cr, but the deposit mix worsened, signalling margin pressure ahead.

ESAFSFB Small cap 8:20 AM
8
Banks

Aarcon Facilities promoter sells entire stake, exits company

Aarcon Nirman sold its 1.57% stake in an off-market deal. The transaction is tiny but signals waning promoter confidence in a ₹7 crore market cap firm.

AARCON Micro cap 5:29 AM
Wed · 01 Jul
8
Banks

J&K Bank loans surge 25.5% in Q1, but CASA ratio drops 363 bps

Provisional business figures for June quarter show advances crushing FY27 guidance of 12%, while deposit mix shifts to higher-cost funds, a development that could pressure margins.

J&KBANK Mid cap 9:07 PM
5
Banks

Indian Bank total business rises 13.6% in Q1, CASA stable

Deposits grew 13.3% and advances 13.9% year-on-year; CASA ratio held at 39.64%.

INDIANB Mega cap 6:46 PM
6
Banks

TMB advances jump 27% YoY, total business crosses ₹1,21,715 cr

Provisional Q1 figures show strong loan growth and deposit accretion, though CASA slips 2.95% sequentially. Audited results due later.

TMB Mid cap 5:30 PM
6
Credit · Banks

Jana Small Finance Bank's ratings on watch after promoters restructure ₹420 cr debt

India Ratings flags heightened credit-risk perception even though the bank itself has no cross-default. The promoters extended their NCDs and plan to cut stake below 10%.

JSFB Small cap 5:01 PM
6
Banks

Dhanlaxmi gold loans surge 76% YoY, extending FY26 trend

Gold loans hit ₹7,105 cr in Q1FY27. Gross advances up 26.47%, deposits up 17.10%. A routine update with no new strategic surprise.

DHANBANK Small cap 4:39 PM
Tue · 30 Jun
6
M&A · Banks

Kotak Mahindra Bank buys Deutsche Bank's India retail for ₹281.7 cr

The deal adds 150,000 customers, ₹29,000 cr in loans and ₹16,000 cr in deposits, but is modest relative to Kotak's ₹4,06,820 cr market cap.

KOTAKBANK Mega cap 5:58 PM
6
Credit · Banks

Yes Bank lands two-notch rating upgrade to CARE AA+

CareEdge lifts long-term bonds two notches, citing improving asset quality and a stronger deposit franchise. The upgrade may lower borrowing costs but was largely expected.

YESBANK Large cap 11:39 AM
8
Banks

Yes Bank gets ₹879 cr income-tax refund, resolving AY 2018-19 dispute

Appellate authority orders refund including interest and expense benefit after original demands of ₹112.81 cr. The bank says the amount exceeds materiality threshold of ₹120 cr.

YESBANK Large cap 7:49 AM
Mon · 29 Jun
6
Banks

HDFC Bank appoints new CFO, general counsel from Axis Bank, KKR

Puneet Sharma, ex-Axis Bank CFO, to take over from Sep 2026; Jigar Shah, former KKR India legal head, to join as general counsel in a smooth leadership transition.

HDFCBANK Mega cap 10:34 PM
6
Banks

HDFC Bank names Rajiv Kumar as chairman, subject to RBI nod

The former finance secretary and ex-CEC will take over from June 30, 2026, pending approvals. Shareholders vote on Aug 5.

HDFCBANK Mega cap 8:23 PM
7
Banks

Yes Bank board clears up to ₹7,500 cr equity raise, ₹8,500 cr debt

The enabling resolution allows equity via QIP or preferential issue and debt in rupees or foreign currency, with aggregate dilution capped at 10% of expanded capital. Shareholder nod needed at AGM on August 19.

YESBANK Large cap 6:44 PM
8
Banks

Bandhan Bank CFO Rajeev Mantri resigns, 90-day notice starts

CFO Rajeev Mantri has resigned to pursue another opportunity, effective September 25, 2026, after a 90-day notice period. The bank has not named a successor, adding uncertainty during NPA clean-up and capital planning.

BANDHANBNK Large cap 5:50 PM
8
Banks

Axis Bank CFO Puneet Sharma resigns, says core mandate complete

After six-plus years as finance chief, Sharma will exit by August 31. Board also approves reappointment of two directors.

AXISBANK Mega cap 4:23 PM
Wed · 24 Jun
8
Banks

Equitas SFB board clears ₹1,250 cr QIP, ₹500 cr NCD plan

The enabling resolutions need shareholder and regulatory nods but mark a significant equity raise equal to 14% of market cap, alongside an MD&CEO extension and CFO change.

EQUITASBNK Mid cap 12:45 PM
5
Banks

Karur Vysya Bank elevates CFO to COO, names internal successor

Ramshankar R moves to COO from Oct 2026; Ramasamy G V takes over as CFO from Sep 1. An external hire from BoB joins corporate banking.

KARURVYSYA Large cap 8:01 AM
Tue · 23 Jun
6
Earnings · Banks

City Union Bank plans ₹500 cr QIP, sets dividend record date

Board approves QIP up to ₹500 crore subject to shareholder nod at 14 August AGM; record date for ₹2 dividend fixed at 31 July.

CUB Mid cap 6:22 PM
6
Concalls · Banks

Canara Bank's NIM slips 22 bps; FY27 guidance pegs mild recovery

Profit rose 12.69% to ₹19,187 crore but NII was flat as deposit costs squeezed margins. Management guides for advances growth of 11-12% and NIM of 2.52-2.60% in FY27.

CANBK Mega cap 2:21 PM
Mon · 22 Jun
6
Banks

Bandhan Bank board to weigh capital plan on June 25

The no-detail intimation follows a ₹303.74 cr NPA sale and promoter stake sale, leaving the size and form of any capital action open.

BANDHANBNK Large cap 6:38 PM
7
Credit · Banks

RBL Bank gets top Crisil rating after Emirates NBD infusion

Crisil assigns AAA/Stable to fixed deposits and infrastructure bonds, citing majority parent support and a pro-forma capital adequacy ratio of 35.3%.

RBLBANK Large cap 5:29 PM
Sat · 20 Jun
8
Banks

Utkarsh Small Finance Bank locks in ₹500 cr Tier II bond plan after ₹188 cr loss

The bond issue equals roughly 19% of market cap and will strengthen the bank's Tier II capital base as it pivots to secured lending.

UTKARSHBNK Small cap 9:33 PM
Fri · 19 Jun
6
Banks

UCO Bank gets interim MD after Ashwani Kumar's term ends

Shri Rajendra Kumar Saboo takes additional charge from June 19 to August 31, or until a permanent appointment.

UCOBANK Large cap 7:41 PM
6
Banks

Equitas SFB to seek nod for QIP, NCD raise at June 24 board meet

First public disclosure of capital-raising plans. No size or pricing yet. The AGM will decide.

EQUITASBNK Mid cap 4:59 PM
Thu · 18 Jun
7
Banks

SBI board clears ₹60,000 cr debt raise in FY27

The state-owned lender's central board approved raising up to ₹60,000 crore through bonds, including AT1 and Tier 2, this financial year. The amount is 6.3% of market cap, crossing the 5% materiality threshold for large caps.

SBIN Mega cap 1:39 PM
9
Banks

Emirates NBD takes control of RBL Bank with 60% stake, infuses ₹26,015.77 cr

The preferential allotment of 92.91 cr shares at ₹280 apiece gives the Dubai lender promoter status. The capital infusion is 114% of RBL Bank's market cap.

RBLBANK Large cap 11:05 AM
Wed · 17 Jun
7
Banks

Utkarsh Small Finance Bank to raise ₹500 cr via Tier II bonds after ₹188 cr loss

Board meets June 20 to approve bonds worth 20% of market cap, backing a secured-lending pivot after a ₹188 cr Q4 loss.

UTKARSHBNK Small cap 8:08 PM
Mon · 15 Jun
5
Banks

Bandhan Bank sells ₹303.74 cr NPA portfolio to ARCs

The board approved a Swiss Challenge sale of housing finance NPAs. At 0.9% of market cap, the move is routine balance-sheet management.

BANDHANBNK Large cap 6:32 PM
5
Banks

Dhanlaxmi Bank appoints Krishnakumar K as CFO

Routine succession as Kavitha T.A. is replaced by former Federal Bank executive for a standard three-year term

DHANBANK Small cap 5:55 PM
Fri · 12 Jun
5
Banks

RBL Bank makes Bhavin Lakhpatwala permanent CFO

Lakhpatwala, who led HDFC-HDFC Bank merger finance integration, had been interim finance chief since December 2025.

RBLBANK Large cap 7:42 PM
5
Banks

ESAF SFB crosses ₹50,000 cr in total business

A milestone already visible in quarterly numbers, backward-looking and unlikely to move the stock for a micro-cap bank.

ESAFSFB Small cap 9:40 AM
Mon · 08 Jun
5
Banks

Fino's loan referrals surge 186%. Its payments business keeps shrinking.

May data shows the bank's pivot to lending is accelerating, but at a steep cost to its original payments volume.

FINOPB Small cap 9:05 PM
9
Banks

IFC has cut its Federal Bank stake by a quarter in seven months.

The World Bank's private-sector arm sold ₹14,400 crore of stock in multiple tranches between November 2024 and June 2025.

FEDERALBNK Large cap 5:49 PM
Sat · 06 Jun
5
Banks

Mirae Asset crosses 5% in Equitas SFB

A routine SEBI disclosure. Mirae bought 0.851% on June 4, worth ₹71 crore—less than 1% of the bank's market cap.

EQUITASBNK Mid cap 10:23 AM
Fri · 05 Jun
5
Banks

RBL Bank adds Emirates NBD's ex-group CFO to its board

The appointment brings in a director with direct ties to the bank's new parent, just as Emirates NBD's open offer closes.

RBLBANK Large cap 7:23 PM
Wed · 03 Jun
7
Credit · Banks

Tandhan's subsidiary sent ₹14.92 cr to group entities. It never asked shareholders.

The monitoring agency says the payments deviated from the objects of a ₹126.76 cr preferential issue. The required vote was never held.

SANMITRA COM Micro cap 5:39 PM
7
Banks

Central Bank of India names Vivek Kumar CFO for three-year term

An internal promotion from General Manager for Finance and Accounts. Kumar has 27 years in banking and financial services.

CENTRALBK Large cap 5:33 PM
6
Banks

IndusInd Bank denies fresh whistleblower report sent to PMO and RBI

Shares fell over 2% on the news. The bank says the concerns are old, already examined, and that no regulator has been in touch.

INDUSINDBK Large cap 2:54 PM
Tue · 02 Jun
8
Banks

Canara Bank lines up ₹8,500 cr in bonds for FY27

The board has greenlit Basel III-compliant AT1 and Tier II debt for FY27. The total raise equals 7.3% of its market cap.

CANBK Mega cap 5:26 PM
Sun · 31 May
6
Earnings · Banks

Wardwizard Healthcare appoints new CFO amid severe operational strain

The company named Harshita Kharva as CFO, filling a key vacancy as it navigates minimal revenue and suspended healthcare services.

WARDHEALTH Micro cap 1:18 AM
Fri · 29 May
6
Earnings · Banks

Haryana Financial Corporation posts a profit. The state is closing it down.

A ₹7.73 cr profit in the final year of operations. Auditors flag going-concern risk as liquidation begins.

HARAFIN Small cap 8:18 PM
6
Earnings · Banks

Haryana Financial Corp books ₹7.73 cr profit, then tells auditors it's shutting down.

The state-owned finance firm swung to profit for the first time in years just as auditors warned its own winding-up plan raises survival doubts.

HARAFIN Small cap 7:55 PM
Wed · 27 May
5
Banks

IDFC First Bank recovers ₹514.82 cr from NCGTC microfinance claims

The bank received nearly 100% of its submitted claim under the CGFMU scheme. This recovery will flow back into profits as a provision write-back.

IDFCFIRSTB Large cap 3:27 PM
Tue · 26 May
7
Banks

Canara Bank drops its no-raise stance, sets June 2 board meeting

The bank had recently told analysts it wouldn't need fresh capital. Now it's preparing to do just that.

CANBK Mega cap 4:54 PM
5
Earnings · Banks

Sunrise Industrial profit falls 31% in FY26

Net profit dropped to ₹224.93 lakhs from ₹325.99 lakhs. No dividend, no explanation.

SUNRISE INV. 3:02 PM