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Earnings · Banks · Large cap

AU Small Finance Bank Q1 profit jumps 37% to ₹796 cr

Net interest income climbs 32% to ₹2,695 crore; deposits and loans grow over 20%. Yogesh Jain named Deputy CEO.

2 earlier stories on AU Small Finance Bank Ltd.
Mkt cap₹77,432 cr
P/E29.32×
ROE14.26%
Debt / eq.0.68
Div yld0.09%
37% YoY to ₹796 cr Net profit growth in Q1 FY27

What's new

  • PAT up 37% YoY to ₹796 cr; NII up 32% to ₹2,695 cr
  • Deposits grow 24% to ₹1.58 lakh cr; loan book up 23% to ₹1.44 lakh cr
  • Yogesh Jain elevated as Deputy CEO; tech and CSR initiatives detailed

Why this matters

The strong profit and NII growth reflect healthy loan demand and margin management. But the core numbers were already known from the earlier board meeting disclosure, so the press release adds no new price-sensitive information.

What we're watching

  • Asset quality trends after prior quarter's NPA uptick
  • Sustainability of deposit growth amid competition
  • Any strategic shifts under new Deputy CEO

The full read

AU Small Finance Bank's Q1 net profit rose 37% to ₹796 crore, and net interest income jumped 32% to ₹2,695 crore. Deposits hit ₹1.58 lakh crore (up 24%) and the loan book reached ₹1.44 lakh crore (up 23%). Yogesh Jain was elevated as Deputy CEO. Solid growth. But the market saw these numbers earlier in the board meeting outcome. This press release adds operational colour on technology and CSR but no fresh price-sensitive information. For a stock trading at 29 times trailing earnings, the trajectory remains intact; the open question is asset quality.

Questions answered

How much did AU Small Finance Bank's Q1 profit grow?
Profit after tax rose 37% year-on-year to ₹796 crore.
What drove the growth?
Net interest income increased 32% to ₹2,695 crore, supported by loan growth and margin management.
Was this information already disclosed?
Yes, the core financial numbers were disclosed earlier in the day in the board meeting outcome. The press release adds operational commentary and strategic updates but no new price-sensitive data.
Who is Yogesh Jain?
Yogesh Jain was elevated as Deputy CEO of AU Small Finance Bank, as announced in the press release.
What else did the press release cover?
It provided updates on technology initiatives and CSR activities, but no new financial surprises.
Mentioned: AU Small Finance Bank · Yogesh Jain · ₹796 cr PAT
Primary source BSE · NSE · Tijori

An independent reading of the company's own disclosure — the primary filing above is the final word.

Company snapshot

AU Small Finance Bank Ltd.

Banks
₹78,924 cr
P/E 27.63×

Latest quarter · Jun 2026

Net profit₹796 cr
Net margin+15.0%
EPS₹10.63

Returns & growth

Return on equity+50.0%
Sales CAGR+34.9%
Financials via Tijori — a research aid, not investment advice.AUBANK on Tijori
  1. 25 Jul 2026 · 1:38 PM IST AU Small Finance Bank Q1 profit jumps 37% to ₹796 cr
  2. 3d ago AU Small Finance Bank Q1 profit up 37%, targets ROA lift
  3. 3d ago AU Small Finance Bank Q1 profit up 37% to ₹796 cr; NPA rises