The South Indian Bank Ltd.
Fundamentals
- Market cap
- ₹11,889 cr
- P/E
- 8.17×
- ROE
- 13.77%
- Debt / equity
- 0.43
- Div yield
- 0.98%
- 52-week range
- 28.11 — 49.79
Analysis — the numbers vs the call
- South Indian Bank's clean numbers clash with corporate book u-turn
Asset quality shines, but management's reversal on corporate loan guidance raises credibility questions.
Company snapshot
The South Indian Bank Ltd.
Banks
₹12,093 cr
P/E 8.00×
Latest quarter · Jun 2026
Net profit₹378 cr
Net margin+14.4%
EPS₹1.44
Returns & growth
Return on equity+13.8%
Sales CAGR+6.7%
EPS CAGR+9.8%
The timeline — 5 notes on The South Indian Bank Ltd.
July 2026
- 17 Jul 26 · 5:28 PM IST Brief Brief · Concalls · Mid cap
South Indian Bank pivots: corporate book now 40% vs earlier 30-33% target
South Indian Bank reversed its plan to shrink the corporate loan book. Corporate advances now 40% of total, citing geopolitical uncertainty. Q1 profit up 17% to ₹378 cr.
- 16 Jul 26 · 3:16 PM IST Brief Brief · Earnings · Mid cap
South Indian Bank Q1 net profit up 17%, NII hits record ₹1,025 cr
Asset quality improves sharply: GNPA falls to 1.38% from 3.15%, net NPA at 0.26%. Gold loans and mortgages drive 17% advances growth.
- 16 Jul 26 · 1:44 PM IST Brief Brief · Earnings · Mid cap
South Indian Bank's bad loans drop to 1.38%, profit up 17%
Gross NPAs fell from 3.15% to 1.38% year-on-year. Net profit rose 17% to ₹377.63 cr, driven by higher interest income and lower provisions.
- 08 Jul 26 · 9:53 AM IST Lead Lead · Mid cap
South Indian Bank gets RBI nod for new CEO from Canara Bank
Mr. Mahesh Muralidhar Pai, an external candidate with three decades of experience, to lead the bank for three years starting Oct 1, 2026.