How did United Credit's annual performance compare to the previous year?

The company saw a decline in both income and profit. Total income fell to ₹3.11 crore from ₹3.44 crore, while net profit dropped to ₹85.67 lakhs from ₹101.39 lakhs.

Did the company declare a dividend for FY26?

No. The board did not recommend a dividend for the fiscal year.

Was there any positive performance noted in the results?

The fourth quarter showed a relative recovery in profitability compared to the same period in the previous year.

Earnings · Finance - NBFC · Micro cap

United Credit reports lower annual income and profit for FY26

The company recorded total income of ₹3.11 crore for the fiscal year, down from ₹3.44 crore in the prior period.

— 1 earlier story on United Credit Ltd. →

UNITDCR 28 May 2026 · 3:57 PM IST Verify on BSE · NSE

Mkt cap₹14.81 cr

P/E21.50×

ROE3.38%

Debt / eq.0.00

₹85.67 lakhs Annual net profit for FY26, down from ₹101.39 lakhs in FY25.

What's new

Total income for the year dropped to ₹3.11 crore from ₹3.44 crore.
Annual net profit fell to ₹85.67 lakhs.
The board recommended no dividend for the fiscal year.

Why this matters

United Credit remains a low-activity nano-cap entity. These results confirm a contraction in both top and bottom lines, providing little for investors to work with beyond the baseline financial health check.

What we're watching

Any signs of sustained profitability improvements seen in Q4.
Future updates on revenue growth initiatives.
Management commentary on the dividend pause.

The full read

United Credit released its audited results for the year ended March 31, 2026, confirming a year of contraction. Total income slipped to ₹3.11 crore from ₹3.44 crore in the prior year. Net profit followed a similar trend, dropping to ₹85.67 lakhs from ₹101.39 lakhs.

It was a quiet year.

The board opted against a dividend for the year, and while the company noted a relative recovery in profitability during the fourth quarter, these figures represent a routine disclosure for a nano-cap entity that lacks any material strategic shifts or unexpected developments to drive future growth.

Questions answered

How did United Credit's annual performance compare to the previous year?: The company saw a decline in both income and profit. Total income fell to ₹3.11 crore from ₹3.44 crore, while net profit dropped to ₹85.67 lakhs from ₹101.39 lakhs.
Did the company declare a dividend for FY26?: No. The board did not recommend a dividend for the fiscal year.
Was there any positive performance noted in the results?: The fourth quarter showed a relative recovery in profitability compared to the same period in the previous year.

Mentioned: United Credit Ltd.

Primary source BSE · NSE

An independent reading of the company's own disclosure — the primary filing above is the final word.

Story so far

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28 May 2026 · 3:57 PM IST United Credit reports lower annual income and profit for FY26
today United Credit reports annual profit drop to ₹108.52 lakhs