What were SBFC Finance's key Q1 numbers?

Net profit rose 29% YoY to ₹130.1 crore, revenue grew 26% to ₹491.5 crore. Gross NPA was 2.66% and capital adequacy ratio 31.95%.

Did the board announce anything beyond the results?

No. The board only approved the unaudited quarterly results. No strategic announcements, fundraising, or leadership changes were made.

Is SBFC's capital adequacy strong enough for growth?

Yes, a CRAR of 31.95% is well above regulatory minimum, providing significant buffer for loan book expansion.

How does this quarter compare to the trend?

Trailing revenue and profit growth were 25.9% and 30.7% respectively. This quarter aligns with that trajectory.

Earnings · Finance - NBFC · Mid cap

SBFC Finance Q1 net profit jumps 29% to ₹130.1 cr

Revenue rises 26%, asset quality stable at 2.66% GNPA; routine filing with no strategic news.

— 3 earlier stories on SBFC Finance Ltd. →

SBFC By Tipsheet Editorial 25 Jul 2026 · 3:31 PM IST Verify on BSE · NSE

Mkt cap₹10,057 cr

P/E22.31×

ROE12.10%

Debt / eq.1.92

29% YoY net profit growth to ₹130.1 crore

What's new

Net profit ₹130.1 cr vs ₹100.9 cr YoY, up 29%.
Revenue from operations ₹491.5 cr, up 26%.
GNPA steady at 2.66%; CRAR at 31.95%.

Why this matters

SBFC continues to grow profitably with solid asset quality. But quarterly results are routine and widely anticipated — the market priced this in. The real test is how the new CFO manages momentum after the co-founder's departure.

What we're watching

How the new CFO settles in after the co-founder’s departure.
Whether AUM growth accelerates from here.
Any changes in credit costs or NPA trends next quarter.

The full read

SBFC Finance opened FY27 with a 29% net profit jump to ₹130.1 crore, powered by a 26% revenue rise to ₹491.5 crore. Asset quality held steady at 2.66% gross NPAs, while the capital adequacy ratio remained strong at 31.95%. The numbers extend the growth trajectory seen over the past year. Yet this was a routine quarterly filing: no new strategy, no fundraising, no leadership shift beyond the co-founder CFO's departure flagged earlier this month. The market likely had this outcome priced in. What changes from here is whether the new CFO can sustain the momentum.

Questions answered

What were SBFC Finance's key Q1 numbers?: Net profit rose 29% YoY to ₹130.1 crore, revenue grew 26% to ₹491.5 crore. Gross NPA was 2.66% and capital adequacy ratio 31.95%.
Did the board announce anything beyond the results?: No. The board only approved the unaudited quarterly results. No strategic announcements, fundraising, or leadership changes were made.
Is SBFC's capital adequacy strong enough for growth?: Yes, a CRAR of 31.95% is well above regulatory minimum, providing significant buffer for loan book expansion.
How does this quarter compare to the trend?: Trailing revenue and profit growth were 25.9% and 30.7% respectively. This quarter aligns with that trajectory.

Mentioned: ₹130.1 cr net profit · 29% YoY growth · 31.95% CRAR

Primary source BSE · NSE · Tijori

An independent reading of the company's own disclosure — the primary filing above is the final word.

Company snapshot

SBFC Finance Ltd.

NBFC

₹10,359 cr

P/E 22.98×

Latest quarter · Mar 2025

Total income₹361 cr

Net profit₹94 cr

Net margin+26.1%

EPS₹0.87

Leverage & growth

Debt / equity1.65×

Story so far

All notes on SBFC →

25 Jul 2026 · 3:31 PM IST SBFC Finance Q1 net profit jumps 29% to ₹130.1 cr
today SBFC Finance sees small-loan stress, guides credit costs higher
today SBFC Finance Q1 profit rises 29% to ₹130 cr
10d ago SBFC's co-founder CFO steps down; internal successor named