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Earnings · Finance - NBFC · Micro cap

RSD Finance swings to a Q4 loss as profit halves for the full year

A routine annual filing shows the company's full-year profit fell from ₹512.24 lakh to ₹269.46 lakh, with the fourth quarter turning negative.

1 earlier story on RSD Finance Ltd.
Mkt cap₹109 cr
P/E8.46×
ROE6.32%
Debt / eq.0.10
₹269.46 lakh FY26 net profit, down 47% from ₹512.24 lakh in FY25.

What's new

  • RSD Finance reported a Q4 standalone net loss of ₹83.06 lakh, versus a ₹139.52 lakh profit a year ago.
  • Full-year profit declined 47% to ₹269.46 lakh from ₹512.24 lakh.
  • Consolidated results also showed a Q4 loss; internal auditors were reappointed.

Why this matters

The swing to a quarterly loss and near-halving of annual profit confirm the company's operational trajectory. Given the filing is standard compliance, the numbers themselves are the story, not the disclosure.

What we're watching

  • Whether Q1 FY27 stabilises the quarterly performance.
  • Any management commentary on the path back to profitability.
  • The full-year audited cash flow and balance sheet details.

The full read

RSD Finance closed its financial year with a 47% drop in standalone profit, falling to ₹269.46 lakh from ₹512.24 lakh. The deterioration was sharpest in the final quarter, where the company posted a standalone net loss of ₹83.06 lakh, reversing a ₹139.52 lakh profit in the same period last year. Consolidated figures also reflected a Q4 loss. The board reappointed its internal auditors and noted an unmodified opinion, both procedural. There is no new strategic information here, but the annual trend is clear: profitability has been cut in half, and the company is now losing money in at least some quarters. That is the data point the annual filing serves to confirm.

Questions answered

What was RSD Finance's full-year profit for FY26?
The company's standalone net profit for FY26 was ₹269.46 lakh, down 47% from ₹512.24 lakh in the prior year.
How did the Q4 results compare to the same quarter last year?
RSD Finance reported a standalone net loss of ₹83.06 lakh in Q4 FY26, compared to a profit of ₹139.52 lakh in Q4 FY25.
Were any other corporate actions announced in this filing?
The company's board approved the reappointment of its internal auditors and noted an unmodified audit opinion, standard items for an annual results filing.
Is this considered a material new disclosure for investors?
The filing is a routine quarterly and annual compliance requirement under SEBI rules, containing no unexpected deviations from prior trends or operational disclosures.
Mentioned: ₹269.46 lakh FY26 profit · ₹83.06 lakh Q4 loss · ₹512.24 lakh FY25 profit
Primary source BSE · NSE · Tijori

An independent reading of the company's own disclosure — the primary filing above is the final word.

Company snapshot

RSD Finance Ltd.

NBFC
₹116 cr
P/E 7.18×

Latest quarter · Dec 2025

Total income₹14 cr
Net profit₹8 cr
Net margin+57.2%
EPS₹5.33

Leverage & growth

Debt / equity0.10×
Sales CAGR+9.9%
EPS CAGR+18.8%
Financials via Tijori — a research aid, not investment advice.RSDFIN on Tijori
  1. 25 May 2026 · 8:50 PM IST RSD Finance swings to a Q4 loss as profit halves for the full year
  2. 53d ago RSD Finance posts Q4 loss as annual profit drops