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RBI · Enforcement

RBI penalises Nawada Central Co-operative Bank ₹50,000 for KYC lapses

The penalty is for failing to upload KYC records to the Central KYC Records Registry within the prescribed timeline.

13 Jul 2026

What changed

  • RBI imposed monetary penalty of ₹50,000 on The Nawada Central Co-operative Bank
  • Penalty for non-compliance with KYC directions on uploading records to CKYCR
  • Action based on inspection by NABARD as of March 31, 2025

The read

RBI has fined The Nawada Central Co-operative Bank ₹50,000 for missing the deadline to upload customer KYC records to the Central KYC Records Registry. The penalty, passed on July 2, 2026, follows a NABARD inspection showing the bank’s March 31, 2025 financial position. This is a small fine but a clear signal that cooperative banks must adhere to KYC timelines or face enforcement.

Key numbers

  • Penalty: ₹50,000
  • Order date: July 02, 2026
  • Inspection date: March 31, 2025

Primary source: rbi.org.in