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RBI · Enforcement

RBI fines Sindhudurg District Central Co-operative Bank ₹13.30 lakh for director-related loan

The penalty stems from a NABARD inspection that found the bank sanctioned a director-related loan, violating Banking Regulation Act provisions.

23 Jul 2026

What changed

  • RBI imposed monetary penalty of ₹13.30 lakh on the bank
  • Penalty for contravention of section 20(1) read with section 56 of BR Act
  • Charge sustained: bank sanctioned director related loan

The read

RBI hit Sindhudurg District Central Co-operative Bank with a ₹13.30 lakh penalty. The National Bank for Agriculture and Rural Development found the bank violated section 20(1) read with section 56 of the Banking Regulation Act by sanctioning a director-related loan. Co-operative banks must avoid connected lending, and this fine enforces that rule. The action does not judge any customer transaction but signals strict compliance.

Key numbers

  • Penalty amount: ₹13.30 lakh

Primary source: rbi.org.in