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RBI · Enforcement

RBI fines Hutatma Sahakari Bank ₹5 lakh for director-relative loan

Penalty for violating norms on loans to directors’ relatives; bank sanctioned loan to relative of director.

22 Jun 2026

What changed

  • RBI imposed ₹5 lakh penalty on Hutatma Sahakari Bank
  • Charge sustained: bank sanctioned loan to relative of director

The read

The RBI slapped a ₹5 lakh penalty on Hutatma Sahakari Bank. The central bank acted after a statutory inspection found the bank had sanctioned a loan to a relative of a director, violating its directions on loans to directors’ relatives. After a show-cause notice and personal hearing, the charge was sustained. The action is purely for regulatory non-compliance and does not invalidate any transactions. It signals the RBI's strict approach to related-party lending, even for small co-operative banks.

Key numbers

  • Penalty amount: ₹5 lakh
  • Date of order: June 19, 2026
  • Inspection reference: March 31, 2025

Primary source: rbi.org.in