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Textile · Micro cap

Prakash Woollen lands ₹4.68 cr SBI loan – 17% of its market cap

A five-year working capital loan at 8.65% from India's largest bank signals improved credit access for the nano-cap textile maker.

3 earlier stories on Prakash Woollen & Synthetic Mills Ltd.
Mkt cap₹22.78 cr
ROE2.56%
Debt / eq.0.86
₹4.68 cr Working capital term loan from State Bank of India

What's new

  • Prakash Woollen signed a ₹4.68 cr working capital loan with SBI at 8.65% over 5 years.
  • The loan equals 17.3% of its ₹27 crore market capitalisation.
  • Funding from a top public sector bank reflects institutional confidence in the nano-cap.

Why this matters

For a nano-cap textile company, a loan of this size is material – it nearly doubles the working capital available. While the SBI backing signals creditworthiness, the added debt must be managed carefully. The moderate rate mitigates immediate risk, but any downturn could pressure debt servicing.

What we're watching

  • Utilisation of the loan – whether it boosts revenue or just shores up liquidity.
  • Any change in debt ratios or interest coverage in coming quarters.
  • Potential for further institutional credit as the company scales.

The full read

Prakash Woollen just locked in ₹4.68 crore from State Bank of India – a working capital loan worth 17% of its entire market cap. For a nano-cap textile operator, this is not routine: a five-year term at 8.65% from India's largest bank implies the company has cleared the credit screening. The money buys liquidity, but it also adds debt. The next question is whether that liquidity funds growth or just keeps the lights on. SBI's willingness to lend suggests the former, but the balance sheet will tell the story.

Mentioned: State Bank of India · ₹4.68 cr working capital loan · 8.65% interest rate
Primary source BSE · NSE · Tijori

An independent reading of the company's own disclosure — the primary filing above is the final word.

Company snapshot

Prakash Woollen & Synthetic Mills Ltd.

Textiles
₹25 cr

Latest quarter · Mar 2026

Sales₹12 cr
Net profit₹1 cr
Op. margin+9.9%
EPS₹1.41

Strength & growth

Debt / equity0.86×
Current ratio1.07×
Sales CAGR+1.1%
EPS CAGR+7.5%
Financials via Tijori — a research aid, not investment advice.PWASML on Tijori
  1. 21 May 2026 · 5:11 PM IST Prakash Woollen lands ₹4.68 cr SBI loan – 17% of its market cap
  2. 32d ago Prakash Woollen posts FY26 net loss despite subsidies, land gains
  3. 45d ago Prakash Woollen pockets ₹6.48 cr from NHAI. That's a quarter of the company.
  4. 53d ago Prakash Woollen reports FY26 net loss, audit clean