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Earnings · Finance - Investment · Micro cap

PMC Fincorp swings to a loss as annual profits crater 57%

The NBFC reported a net loss of ₹40.79 lakhs for the March quarter, marking a sharp reversal from the previous quarter's profit.

1 earlier story on PMC Fincorp Ltd.
Mkt cap₹137 cr
P/E18.46×
ROE8.49%
Debt / eq.0.27
₹6.15 cr Full-year net profit, down 57% year-on-year.

What's new

  • PMC Fincorp posted a Q4 net loss of ₹40.79 lakhs.
  • Annual revenue contracted to ₹18.50 cr.
  • The company used ₹5.81 cr from warrant issuances to add to its capital base.

Why this matters

The shift from a profitable preceding quarter to a net loss in Q4 signals a sudden deterioration in earnings quality. For a nano-cap NBFC, this performance drop forces a hard look at the company's growth trajectory.

What we're watching

  • Whether the Q4 loss is a one-off or the start of a sustained trend.
  • Management's explanation for the sharp revenue contraction.
  • Any further capital deployment plans from the warrant proceeds.

The full read

PMC Fincorp ended the fiscal year on a weak note. The company swung to a net loss of ₹40.79 lakhs in the March quarter, a sharp reversal from the ₹51.95 lakh profit reported just three months earlier.

For the full year, revenue contracted to ₹18.50 crore, dragging net profit down 57% to ₹6.15 crore. While the company used ₹5.81 crore from its warrant issuance to add to its capital base, the underlying earnings performance is a negative surprise. The company's net worth remains at ₹185.70 crore, and the auditors have signed off with an unmodified report. The sudden quarterly loss for this nano-cap NBFC raises immediate questions about its ability to maintain its growth trajectory in the coming year. It is a sharp decline.

Questions answered

How did the company perform in the final quarter of FY26?
PMC Fincorp reported a net loss of ₹40.79 lakhs for the quarter ended March 31, 2026. This is a reversal from the ₹51.95 lakh profit it recorded in the preceding quarter.
What was the impact on annual profits?
Full-year net profit fell by 57% to ₹6.15 crore. This followed a contraction in annual revenue to ₹18.50 crore.
How were the warrant proceeds used?
The company used ₹5.81 crore from a warrant issuance to add to its capital base. The filing confirms there were no deviations from the planned usage.
What is the current net worth of the company?
As of March 31, 2026, the company's net worth stood at ₹185.70 crore.
Did the auditors flag any issues with these results?
No. Statutory auditors issued an unmodified audit report on the financial statements.
Mentioned: PMC Fincorp Ltd.
Primary source BSE · NSE

An independent reading of the company's own disclosure — the primary filing above is the final word.

  1. 28 May 2026 · 8:56 PM IST PMC Fincorp swings to a loss as annual profits crater 57%
  2. today PMC Fincorp swings to a quarterly loss as annual profits crater 57%