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Finance - Lending · Mega cap

PFC does a second US$300M note in a month, this time floating

After a fixed-rate 5.32% issuance in June, PFC prices US$300M floating-rate notes due 2029 at SOFR+110 bps, a routine funding move for the large PSU NBFC.

2 earlier stories on Power Finance Corporation Ltd.
Mkt cap₹1.43 lakh cr
P/E5.51×
ROE19.53%
Debt / eq.8.25
Div yld4.24%
US$300M Size of floating-rate notes issuance

What's new

  • PFC priced US$300M floating-rate notes due 2029 under its US$8B GMTN programme.
  • Coupon is SOFR+110 bps, payable quarterly; settlement on 16 July 2026.
  • Follows a fixed-rate US$300M issuance on 23 June; diversifying funding mix.

Why this matters

At roughly ₹2,500 crore, the issue is less than 2% of market cap and a fraction of quarterly net profit. It does not change PFC's credit profile or strategy, making this standard treasury management. The pending REC merger is far more material for equity holders.

What we're watching

  • Whether PFC continues tapping offshore markets given rate expectations.
  • Progress on the REC merger for equity implications.
  • Any change in ECB usage as RBI policy evolves.

The full read

PFC priced a second US$300 million bond in under a month. This time it is a floating-rate note due 2029 at SOFR+110 bps, following the fixed-rate 5.32% 2031 notes from June 23. Routine stuff. The three-year floating-rate issue settles on 16 July and will list on NSE IFSC and India INX. At roughly ₹2,500 crore, the issuance is less than 2% of PFC's ₹1,42,779 crore market cap and a fraction of its ₹8,598 crore quarterly profit — standard liquidity management for a large PSU NBFC that regularly taps global markets. The material story for equity holders remains the REC merger, not a routine debt tap.

Questions answered

How does this compare to PFC's June 2026 issuance?
June was a fixed-rate US$300M 5.32% note due 2031 (5-year). This is a floating-rate note due 2029 (3-year) at SOFR+110 bps, same size but different tenor and rate structure.
Why floating rate now?
The filing does not specify, but locking in floating rate may reflect expectations of lower rates or a desire to match floating-rate assets.
How material is US$300M for PFC?
It's about ₹2,500 crore, under 2% of market cap (₹1,42,779 cr) and less than 10% of quarterly net profit (₹8,598 cr). Immaterial for a company of this scale.
Will this affect PFC's credit rating?
No, it is a routine debt issuance under an existing programme. The notes are unsecured but do not change the credit profile.
Where will the proceeds be used?
As per RBI's ECB guidelines, typically for lending or capital needs. No specific project is flagged.
Mentioned: US$300M · SOFR+110 bps · NSE IFSC
Primary source BSE · NSE · Tijori

An independent reading of the company's own disclosure — the primary filing above is the final word.

Company snapshot

Power Finance Corporation Ltd.

NBFC
₹1.33 L cr
P/E 5.14×

Latest quarter · Mar 2026

Total income₹28,920 cr
Net profit₹8,598 cr
Net margin+29.7%
EPS₹21.21

Leverage & growth

Debt / equity8.25×
Sales CAGR+15.4%
EPS CAGR+14.4%
Financials via Tijori — a research aid, not investment advice.PFC on Tijori

Story so far

All notes on PFC →
  1. 10 Jul 2026 · 4:19 PM IST PFC does a second US$300M note in a month, this time floating
  2. 12d ago PFC board approves REC merger at 88:100 swap
  3. 17d ago PFC raises US$300M via 5.32% notes due 2031