How did the company perform in Q4 compared to the previous quarter?

Net profit for Q4 reached ₹46.97 lakhs, an increase from the ₹34.97 lakhs reported in Q3.

What is the company's current capital position?

Moneyboxx Finance maintains a capital adequacy ratio of 29.48%, which indicates adequate capitalization.

What is the status of the group restructuring?

The board approved the restructuring of group companies, but this is an update on a previously disclosed plan from January 2025.

What is the current level of bad loans?

The company reported a Gross Stage 3 asset ratio of 3.59%.

Earnings · Finance - NBFC · Micro cap

Moneyboxx Finance reports modest profit growth for FY26

The lender posted a full-year net profit of ₹134.12 lakhs, up from ₹124.90 lakhs in FY25, with a capital adequacy ratio of 29.48%.

— 2 earlier stories on Moneyboxx Finance Ltd. →

MONEYBOXX By Tipsheet Editorial 29 May 2026 · 5:05 AM IST Verify on BSE · NSE

Mkt cap₹531 cr

ROE0.48%

Debt / eq.2.44

₹134.12 lakhs Full-year net profit for FY26.

What's new

Q4 net profit rose to ₹46.97 lakhs from ₹34.97 lakhs in Q3.
Gross Stage 3 assets stand at 3.59%.
Capital adequacy ratio is 29.48%.

Why this matters

The results are routine and lack any earnings surprise. The update on group restructuring is procedural, as it refers back to a January 2025 disclosure.

What we're watching

Any further movement on the group restructuring process.
Asset quality trends in the coming quarters.
Capital deployment plans given the 29.48% adequacy ratio.

The full read

Moneyboxx Finance closed FY26 with a net profit of ₹134.12 lakhs, a slight increase over the ₹124.90 lakhs recorded in FY25. The quarterly performance shows a similar trend, with Q4 profit reaching ₹46.97 lakhs compared to ₹34.97 lakhs in Q3.

Asset quality remains stable with a Gross Stage 3 ratio of 3.59%, supported by a healthy capital adequacy ratio of 29.48%. The board also provided an update on the group restructuring, though this remains a continuation of the plan disclosed in January 2025. These results are standard quarterly disclosures with no material surprises or new developments to report. Nothing changed.

Questions answered

How did the company perform in Q4 compared to the previous quarter?: Net profit for Q4 reached ₹46.97 lakhs, an increase from the ₹34.97 lakhs reported in Q3.
What is the company's current capital position?: Moneyboxx Finance maintains a capital adequacy ratio of 29.48%, which indicates adequate capitalization.
What is the status of the group restructuring?: The board approved the restructuring of group companies, but this is an update on a previously disclosed plan from January 2025.
What is the current level of bad loans?: The company reported a Gross Stage 3 asset ratio of 3.59%.

Mentioned: Moneyboxx Finance Ltd.

Primary source BSE · NSE · Tijori

An independent reading of the company's own disclosure — the primary filing above is the final word.

Story so far

All notes on MONEYBOXX →

29 May 2026 · 5:05 AM IST Moneyboxx Finance reports modest profit growth for FY26
1d ago Moneyboxx Finance cuts FY27 growth target and misses NPA guidance
2d ago Moneyboxx Finance reports modest FY26 profit growth