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Earnings · IT - Software · Micro cap

Interactive Financial's profit tripled in Q4, lifting the full-year 22%

Full-year net profit of ₹3.49 crore masks a sharp Q4 skew. Revenue stayed flat.

2 earlier stories on Interactive Financial Services Ltd.
Mkt cap₹9.93 cr
P/E5.58×
ROE10.16%
Debt / eq.0.02
₹3.49 cr FY26 net profit, up 22.4% year-on-year.

What's new

  • Annual net profit rose 22.4% to ₹3.49 crore while revenue remained flat at ₹7.37 crore.
  • Q4 net profit nearly tripled sequentially to ₹1.33 crore, driving the full-year gain.
  • Board reappointed S. J. Bhesaniya & Co. as internal auditor for FY27.

Why this matters

The profit growth is almost entirely a Q4 story. Revenue didn't grow, so the jump came from lower costs or a one-off gain, not from selling more. For a company with a ₹10 crore market cap, a ₹3.49 crore profit is a very high return on equity.

What we're watching

  • Whether the Q4 profit level is sustainable into FY27 or a one-off.
  • Any change in revenue, since the top line was flat despite the profit gain.
  • How the market prices the stock after a profit figure nearly three times its own market cap.

The full read

Interactive Financial Services, a nano-cap merchant bank, reported a 22.4% jump in annual net profit to ₹3.49 crore for FY26. The headline number hides a sharp quarterly skew. ₹1.33 crore, or about 38% of the full-year profit, came in Q4 alone, where net profit nearly tripled sequentially. Revenue stayed flat at ₹7.37 crore for the year, meaning the profit growth came from improved cost control, not sales. For a company valued at just ₹10 crore, the profit figure is striking. The unmodified audit opinion and reappointment of S. J. Bhesaniya & Co. are procedural. The open question is whether Q4's profitability is repeatable or the result of a one-off cost squeeze.

Questions answered

How much of the annual profit came in the final quarter?
Q4 net profit of ₹1.33 crore was roughly 38% of the full-year ₹3.49 crore. The first three quarters did not drive the annual growth.
What does flat revenue with higher profit suggest?
Revenue stayed at ₹7.37 crore for the year while net profit grew 22.4%. This implies the company either cut costs significantly or had a non-revenue gain in Q4.
Did the company change its auditor?
No, the board reappointed S. J. Bhesaniya & Co. as the internal auditor for the 2026-27 period. It is a routine continuity.
What is the company's equity base?
The total equity base stood at ₹31.65 crore at the end of FY26.
Mentioned: S. J. Bhesaniya & Co. · ₹3.49 cr net profit · ₹10 crore market cap
Primary source BSE · NSE · Tijori

An independent reading of the company's own disclosure — the primary filing above is the final word.

  1. 29 May 2026 · 5:15 PM IST Interactive Financial's profit tripled in Q4, lifting the full-year 22%
  2. 1d ago Interactive Financial's profit grew 22% on flat revenue. Q4 did all the work.
  3. 8d ago SEBI warns Interactive Financial Services over Rachana IPO due diligence