Tipsheet
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Earnings · Trading · Micro cap

Gujarat Cotex's revenue jumps 41%. A ₹80 lakh bad-debt hit cut its profit in half.

A new agricultural-trading business drove sales to ₹38.44 crore. A one-time write-off of ₹79.64 lakh in bad debts sank the bottom line.


Mkt cap₹68.07 cr
P/E116.40×
ROE3.23%
Debt / eq.0.48
₹79.64 lakh One-time bad-debt write-off in Q4.

What's new

  • FY26 revenue rose 40.8% to ₹38.44 crore; agricultural trading now makes up about 40% of sales.
  • Net profit fell 54% to ₹10.22 lakh, hit by a one-time bad-debt write-off of ₹79.64 lakh in Q4.
  • The Q4 loss of ₹72.39 lakh erased the profit earned in the first three quarters.

Why this matters

Gujarat Cotex is growing fast by shifting into agricultural trading. But the asset-quality risk in that model just showed up. A single bad-debt charge was enough to turn a profitable year into a near-break-even one. For a company with ₹10 lakh in net profit, that margin of error is razor-thin.

What we're watching

  • Whether the bad-debt write-off is a one-off or a pattern in the new trading business.
  • If agricultural trading's 40% revenue share brings more volatile, lower-margin earnings.
  • How the market prices a nano-cap with ₹38 cr in revenue but ₹10 lakh in profit.

The full read

Gujarat Cotex is scaling fast. Revenue rose 40.8% to ₹38.44 crore in FY26, with a new agricultural-trading business contributing ₹15.23 crore, or about 40% of the total. The top-line story is one of successful business diversification. The bottom-line story is a warning. A one-time write-off of ₹79.64 lakh in bad debts during Q4 caused a quarterly loss of ₹72.39 lakh, which was large enough to drag the full-year net profit down 54% to ₹10.22 lakh. For a company with a ₹68 crore market cap, the results show a stark mismatch between sales growth and profit resilience. The agricultural-trading pivot is working on the revenue side. The bad-debt charge shows it carries real risk.

Questions answered

Why did Gujarat Cotex's profit fall despite 41% revenue growth?
A one-time write-off of ₹79.64 lakh in irrecoverable bad debts during Q4 caused a quarterly loss of ₹72.39 lakh. This was large enough to drag the full-year net profit down to ₹10.22 lakh from ₹22.13 lakh a year earlier.
How much does agricultural trading now contribute to the business?
Agricultural trading contributed ₹15.23 crore to FY26 revenue, or nearly 40% of the ₹38.44 crore total. It was the primary driver of the 40.8% year-on-year revenue growth.
What was the company's market capitalization at the time of the results?
The company's market capitalization stood at ₹68 crore, making it a nano-cap. Its ₹10.22 lakh net profit on ₹38.44 crore in revenue points to extremely thin margins.
How does the Q4 performance compare to the rest of the year?
The first three quarters of FY26 were profitable enough to produce a full-year profit of ₹10.22 lakh. The Q4 loss of ₹72.39 lakh, caused by the bad-debt charge, effectively erased those earnings.
Mentioned: ₹38.44 crore revenue · ₹79.64 lakh bad-debt write-off · Agricultural trading segment
Primary source BSE · NSE

An independent reading of the company's own disclosure — the primary filing above is the final word.