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Earnings · Finance - NBFC · Micro cap

GDL Leasing revenue quadruples to ₹3.58 cr, but Q4 slips to a loss.

Annual profit doubled on higher interest and fee income, but a ₹10.72 lakh tax adjustment flipped the fourth quarter into the red. The board also approved ₹48 lakh annual pay for its MD and CFO.


Mkt cap₹40.61 cr
P/E51.01×
ROE6.40%
Debt / eq.0.15
204% Year-on-year revenue growth for FY26.

What's new

  • FY26 revenue surged 204% to ₹3.58 crore, with net profit up 108% to ₹79.57 lakhs.
  • Q4 posted a net loss of ₹9.44 lakhs, wiped out by a one-off ₹10.72 lakh prior-period tax charge.
  • MD Prem Kumar Jain and CFO Atul Jain each get a pay hike to ₹48 lakh per annum, effective April 2026.

Why this matters

The full-year growth story is strong, but the quarterly loss is a technical footnote driven by a tax catch-up, not an operational failure. The pay revision for top management, coming on the back of a profit surge, will be the point of contention at the next shareholder meeting.

What we're watching

  • Shareholder vote on the MD and CFO's new ₹48 lakh annual packages.
  • Whether the Q1 FY27 earnings sustain the 204% revenue-growth trajectory.
  • Any further prior-period adjustments that could dent future quarterly profits.

The full read

GDL Leasing's FY26 numbers read well at the annual level. Revenue jumped 204% to ₹3.58 crore, and net profit more than doubled to ₹79.57 lakhs on the back of stronger interest and fee income. The quarterly picture, however, is a one-off blemish. Q4 posted a net loss of ₹9.44 lakhs, not because operations faltered, but because the company booked a ₹10.72 lakh prior-period tax adjustment in that period alone. Strip out that charge, and the quarter would have been profitable. The board has simultaneously signed off on a pay hike: MD Prem Kumar Jain and CFO Atul Jain each move to ₹48 lakh per annum from April 2026. The raises need shareholder sign-off. That vote will be the next test of how much the board's performance-based logic for the compensation aligns with investor appetite after a volatile year.

Questions answered

Why did GDL Leasing report a quarterly loss despite a strong full year?
The Q4 loss of ₹9.44 lakhs was almost entirely due to a ₹10.72 lakh prior-period tax adjustment booked in that quarter. Without this one-off charge, the business would have been profitable.
What drove the 204% revenue jump in FY26?
The news summary attributes the growth to higher interest and fee income. It does not break down the contribution from each line or name the key contracts.
What is the new compensation for the Managing Director and CFO?
Both Prem Kumar Jain (MD) and Atul Jain (CFO/Director) will see their annual remuneration revised to ₹48 lakhs each, effective from April 1, 2026. The change is subject to shareholder approval.
Is the prior-period tax charge likely to recur?
The filing does not indicate whether the ₹10.72 lakh charge is the final settlement or if further adjustments are possible. It is treated as a one-off in the current report.
Mentioned: ₹3.58 cr FY26 revenue · ₹79.57 lakhs net profit · ₹48 lakh MD/CFO pay revision
Primary source BSE · NSE · Tijori

An independent reading of the company's own disclosure — the primary filing above is the final word.

Company snapshot

GDL Leasing & Finance Ltd.

NBFC
₹35 cr
P/E 43.74×

Latest quarter · Mar 2026

Total income₹1 cr
Net profit−₹0 cr
Net margin−10.1%
EPS−₹0.19

Leverage & growth

Debt / equity0.15×
EPS CAGR+1154.5%