Galada Finance profit jumps 77% as loan book hits ₹16.79 crore
The lender closed FY26 with a net profit of ₹44.22 lakhs, supported by a 55% rise in total income to ₹2.60 crore.
What's new
- Net profit rose 77% to ₹44.22 lakhs for the year ended March 31, 2026.
- Total income climbed to ₹2.60 crore from ₹1.67 crore a year prior.
- The loan portfolio grew to ₹16.79 crore, up from ₹10.87 crore in FY25.
Why this matters
The company is scaling its lending operations, evidenced by a 54% expansion in its loan book. While the absolute figures remain small, the growth trajectory and the clean audit opinion suggest stable execution for this nano-cap financier.
What we're watching
- Sustainability of the interest income growth in the coming quarters.
- Asset quality metrics as the loan book continues to expand.
- Potential for further balance sheet growth in FY27.
The full read
Galada Finance grew its net profit by 77% to ₹44.22 lakhs for the fiscal year ended March 31, 2026. Total income reached ₹2.60 crore, up from ₹1.67 crore a year earlier, fueled by higher interest income. The lender is scaling, with its loan portfolio expanding to ₹16.79 crore from ₹10.87 crore in the prior year. Total assets now stand at ₹18.71 crore. Earnings per share improved to ₹1.47 from ₹0.83. The statutory auditors provided an unmodified opinion, confirming the financial health of the company as it expands its asset base. For a nano-cap entity, these results show clear growth in the lending business.
Questions answered
- How much did Galada Finance earn in profit for FY26?
- The company reported a net profit of ₹44.22 lakhs for the fiscal year ended March 31, 2026. This is a 77% increase over the ₹24.90 lakhs reported in the previous year.
- What drove the increase in total income?
- The rise in total income to ₹2.60 crore was primarily driven by higher interest income. This compares to ₹1.67 crore in the prior fiscal year.
- How large is the company's loan portfolio now?
- The loan portfolio reached ₹16.79 crore as of March 31, 2026. This represents a significant increase from the ₹10.87 crore recorded at the end of March 2025.
- Did the auditors raise any concerns?
- No. The statutory auditors issued an unmodified opinion on the standalone financial statements, indicating no material issues with the reported figures.