Emerald Finance profit jumps 79% as loan book hits ₹96 crore
The NBFC reported a standalone net profit of ₹11.54 crore for FY26, supported by a 55% increase in operational revenue.
— 1 earlier story on Emerald Finance Ltd. →What's new
- Standalone net profit reached ₹11.54 crore, up from ₹6.4 crore in FY25.
- Revenue from operations climbed 55% to ₹20.76 crore.
- The loan book expanded to ₹96 crore, compared to ₹72 crore in the previous year.
- The board recommended a dividend of ₹0.10 per share.
Why this matters
Emerald Finance is scaling its lending operations rapidly, with profit growth significantly outpacing revenue gains. This suggests improved margins as the company expands its loan book.
What we're watching
- Whether the company can maintain these margins as the loan book grows.
- Shareholder approval for the proposed dividend.
- Future updates on asset quality and loan book composition.
The full read
Emerald Finance delivered a strong performance for FY26, with standalone net profit surging 79% to ₹11.54 crore. This growth was supported by a 55% rise in revenue from operations, which reached ₹20.76 crore. The company's core lending business shows clear expansion, with the loan book growing to ₹96 crore from ₹72 crore in the previous year.
Scaling is happening fast.
The board has proposed a dividend of ₹0.10 per share, pending shareholder approval, but the primary test for the company remains whether it can sustain this aggressive pace of expansion while simultaneously maintaining its current margins in an increasingly competitive lending environment.
Questions answered
- How much did Emerald Finance earn in FY26?
- The company reported a standalone net profit of ₹11.54 crore for the fiscal year ended March 2026, a 79% increase from the previous year's ₹6.4 crore.
- What drove the profit growth?
- Profit growth was driven by a 55% increase in revenue from operations to ₹20.76 crore and the expansion of the loan book to ₹96 crore.
- Is the company paying a dividend?
- The board has recommended a dividend of ₹0.10 per share, which is subject to approval by shareholders.
- How large is the company's loan book?
- The loan book grew to ₹96 crore in FY26, up from ₹72 crore in the prior year.
Story so far
All notes on EMERALD →- 27 May 2026 · 5:18 PM IST Emerald Finance profit jumps 79% as loan book hits ₹96 crore
- today Emerald Finance profit jumps 79% as loan book hits ₹96 cr