Northern ARC Capital Ltd.
Fundamentals
- Market cap
- ₹4,656 cr
- P/E
- 11.47×
- ROE
- 8.87%
- Debt / equity
- 2.87
- 52-week range
- 206.00 — 321.70
Analysis — the numbers vs the call
- Northern Arc's strong Q1 masks softened ROA target credibility
Q1 profit hit a record ₹114 cr, but management's revised ROA and credit cost guidance raise doubts on earnings trajectory.
Company snapshot
Northern ARC Capital Ltd.
NBFC
₹4,845 cr
P/E 11.03×
Latest quarter · Jun 2026
Total income₹780 cr
Net profit₹114 cr
Net margin+14.6%
EPS₹7.07
Leverage & growth
Debt / equity3.15×
The timeline — 5 notes on Northern ARC Capital Ltd.
July 2026
- 27 Jul 26 · 7:36 PM IST Brief Brief · Earnings · Small cap
Northern Arc profit hits record ₹114 cr, but ROA target softens
Q1 FY27 net profit up 41% YoY on 26% AUM growth. Management cuts full-year ROA guidance to ~3% from 3.2%, rules out equity raise for two years.
- 27 Jul 26 · 5:35 PM IST Brief Brief · Small cap
Northern Arc's Q1 profit hits record ₹121.8 cr; AUM up 26%
The investor presentation confirms already-disclosed strong quarterly numbers and a previously known non-binding MOU with Yes Bank, offering little incremental news.
- 27 Jul 26 · 4:50 PM IST Brief Brief · Earnings · Small cap
Northern Arc's Q1 profit hits record ₹114 cr on loan growth, lower bad loans
Net interest income rose 32% to ₹394 cr, AUM expanded 26% to ₹16,855 cr, and the direct-to-customer book crossed ₹10,000 cr for the first time. Asset quality improved with gross NPAs at 1.0%.
- 27 Jul 26 · 4:40 PM IST Brief Brief · Earnings · Small cap
Northern Arc's Q1 profit jumps 41% to ₹114 cr; D2C lending tops ₹10,000 cr
Net interest income up 32%; gross NPAs improve to 1.0%; D2C now 64% of portfolio.