HDB Financial Services Ltd.
Fundamentals
- Market cap
- ₹61,743 cr
- P/E
- 24.27×
- ROE
- 12.31%
- Debt / equity
- 4.80
- Div yield
- 0.55%
- 52-week range
- 555.30 — 891.90
Analysis — the numbers vs the call
- HDB Financial delivers strong Q1 but unsecured loan delay undermines guidance credibility
Net profit up 38% to ₹7,852 million, but management pushes unsecured business loan growth to Q3 without explaining the shift.
The timeline — 3 notes on HDB Financial Services Ltd.
July 2026
- 15 Jul 26 · 7:50 PM IST Brief Brief · Earnings · Large cap
HDB Financial exits low-return vehicle loans, bets on gold and AI
Record Q1 profit of ₹785 cr was already known. The real news: an asset-finance rejig, gold loans doubled, and a new AI-led customer platform as management flags macro risks.
- 15 Jul 26 · 4:33 PM IST Brief Brief · Earnings · Large cap
HDB Financial Q1 profit hits record ₹785 cr; figures already known
The press release confirms numbers disclosed earlier today: profit up 38.3%, NII up 19.9%, asset quality improves. No incremental guidance or strategy.
- 15 Jul 26 · 4:22 PM IST Brief Brief · Earnings · Large cap
HDB Financial Q1 profit rises 38% as asset quality improves
Net profit at ₹7,852 million for June quarter; gross stage 3 ratio falls to 2.34%. A clean set of numbers, but largely in line with expectations.