How did profit grow 13.5% on flat revenue?

Profit after tax rose to ₹7.72 crore from ₹6.80 crore, driven by stable net interest income and lower impairment charges in the fourth quarter, even as total revenue was unchanged.

What dividend did the board recommend?

A final dividend of ₹1.50 per share was proposed, subject to shareholder approval. At the current price, this yields about 0.82%.

How big is the company relative to its profit?

Ceejay Finance has a market capitalization of ₹63 crore. Its ₹7.72 crore annual profit is a significant portion of that valuation.

Was there any other governance update?

The company appointed M/s. Vipinchandra C. Shah & Co. as internal auditor for FY27. This is a routine annual appointment.

Earnings · Finance - NBFC · Micro cap

Ceejay Finance profit rises 13.5% to ₹7.72 cr on flat revenue

The nano-cap NBFC's profit grew from lower impairment charges, not top-line expansion. A ₹1.50 dividend is proposed.

— 1 earlier story on Ceejay Finance Ltd. →

CEEJAY By Tipsheet Editorial 29 May 2026 · 6:06 PM IST Verify on BSE · NSE

Mkt cap₹63.13 cr

P/E8.77×

ROE8.97%

Debt / eq.0.62

Div yld0.66%

₹7.72 cr FY26 net profit, up 13.5% from ₹6.80 cr.

What's new

FY26 net profit grew 13.5% to ₹7.72 crore.
Revenue was flat at ₹26.63 crore versus ₹26.39 crore in FY25.
Board recommends a final dividend of ₹1.50 per share.

Why this matters

Profit growth at a ₹63 crore market-cap company came entirely from cost control, not business expansion. The proposed dividend yields about 0.82% at the current price, a modest return on a static top line.

What we're watching

Whether shareholders approve the ₹1.50 dividend at the AGM.
If the top line can grow in FY27 after a flat year.
Whether lower impairment charges continue to support margins.

The full read

Ceejay Finance, a ₹63 crore market-cap NBFC, posted full-year FY26 results. Net profit grew 13.5% to ₹7.72 crore. The prior year's figure was ₹6.80 crore. Revenue was ₹26.63 crore, nearly identical to ₹26.39 crore in FY25. The gap between profit growth and flat revenue points to lower impairment charges in the fourth quarter, not a bigger business. The board is proposing a final dividend of ₹1.50 per share, a yield of about 0.82%. It's a small, stable earner. The profit growth is welcome. The flat top line is the real story.

Questions answered

How did profit grow 13.5% on flat revenue?: Profit after tax rose to ₹7.72 crore from ₹6.80 crore, driven by stable net interest income and lower impairment charges in the fourth quarter, even as total revenue was unchanged.
What dividend did the board recommend?: A final dividend of ₹1.50 per share was proposed, subject to shareholder approval. At the current price, this yields about 0.82%.
How big is the company relative to its profit?: Ceejay Finance has a market capitalization of ₹63 crore. Its ₹7.72 crore annual profit is a significant portion of that valuation.
Was there any other governance update?: The company appointed M/s. Vipinchandra C. Shah & Co. as internal auditor for FY27. This is a routine annual appointment.

Mentioned: Ceejay Finance · ₹7.72 cr FY26 profit · ₹1.50 per share dividend

Primary source BSE · NSE

An independent reading of the company's own disclosure — the primary filing above is the final word.

Story so far

All notes on CEEJAY →

29 May 2026 · 6:06 PM IST Ceejay Finance profit rises 13.5% to ₹7.72 cr on flat revenue
1d ago Ceejay Finance profit climbs 13.5% as revenue line stays flat