{"schema":1,"name":"Bank credit to personal loans, % y/y","meta":{"source":"Reserve Bank of India, Sectoral Deployment of Bank Credit (monthly), via India Data Hub","licence":"RBI data, reused with acknowledgement of the Reserve Bank of India as the source.","method":"docs/methods/rbi.md","unit":"Rs crore; *_yoy in %","notes":["Non-food credit of scheduled commercial banks by sector, from 2019.","Growth avoids the HDFC merger jump (1 Jul 2023): RBI's merger-adjusted series where published (agriculture, industry, services, personal loans); for other sectors, growth from Jul 2023 to Jun 2024 is left blank.","Personal loans include housing, vehicle, credit card, gold and other personal loans."]},"as_of":"2026-03-31","latest":16.2107,"value_ago":{"1w":15.2241,"1m":15.2241,"1y":14.0464},"history":{"start":"2020-03-27","observations":67,"min":8.7408,"min_date":"2020-10-23","max":20.6774,"max_date":"2023-03-24","median":15.334,"percentile_full_history":58.209,"percentile_last_5y":50.9091}}