{"schema":1,"name":"Bank credit by sector, monthly","resolution":"daily","generated_at":"2026-10-06T04:01:43Z","meta":{"source":"Reserve Bank of India, Sectoral Deployment of Bank Credit (monthly), via India Data Hub","licence":"RBI data, reused with acknowledgement of the Reserve Bank of India as the source.","method":"docs/methods/rbi.md","unit":"Rs crore; *_yoy in %","notes":["Non-food credit of scheduled commercial banks by sector, from 2019.","Growth avoids the HDFC merger jump (1 Jul 2023): RBI's merger-adjusted series where published (agriculture, industry, services, personal loans); for other sectors, growth from Jul 2023 to Jun 2024 is left blank.","Personal loans include housing, vehicle, credit card, gold and other personal 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