{"schema":1,"name":"Credit and deposits, scb","resolution":"daily","generated_at":"2026-10-06T04:02:59Z","meta":{"source":"Reserve Bank of India, Scheduled Banks Statement of Position in India","method":"Credit excludes inter-bank advances; deposits exclude deposits from banks. Ratios and additions use the same SCB universe, release and printed endpoint dates. Annual growth uses RBI’s corresponding prior reporting date, not an inferred exact year. Incremental C/D is absent when the annual deposit addition is non-positive. Demand deposits are not a CASA measure."},"dates":["2026-01-15","2026-01-31","2026-02-15","2026-02-28","2026-03-15","2026-03-31","2026-04-15","2026-04-30","2026-05-15","2026-05-31","2026-06-15","2026-06-30","2026-07-15","2026-07-31","2026-08-15","2026-08-31","2026-09-15"],"series":{"credit_lakh_cr":[201.3236,204.7538,204.3211,207.5408,207.6988,213.6143,209.2108,212.1183,211.8689,215.1597,215.4712,219.2836,217.3338,220.7809,220.0776,223.8757,223.2926],"deposits_lakh_cr":[244.9989,248.8195,247.739,251.9018,250.1149,262.3049,256.4847,258.641,256.8882,260.0211,258.4161,265.3849,262.8457,269.4137,269.3135,278.7153,276.2307],"credit_inr_cr":[20132364.93,20475381.96,20432107.04,20754077.69,20769879.74,21361434.74,20921083.91,21211828.31,21186890.44,21515965.07,21547116.12,21928364.69,21733382.74,22078094.63,22007763.94,22387566.99,22329258.41],"deposits_inr_cr":[24499894.23,24881954.39,24773900.95,25190180.59,25011490.82,26230485.73,25648469.9,25864098.84,25688820.55,26002105.61,25841605.49,26538493.32,26284573.93,26941367.49,26931345.54,27871529.68,27623065.76],"credit_growth_pct":[13.107,14.5894,13.5749,14.5026,13.8452,16.0816,15.0275,16.007,16.2345,17.6547,17.654,18.6202,17.6692,19.3322,18.2821,19.0785,18.1263],"deposit_growth_pct":[10.6031,12.4528,11.172,11.906,10.7654,13.4748,12.1938,12.2854,12.2391,12.2108,12.0147,13.2882,12.685,15.3814,14.7375,17.7563,17.3131],"growth_gap_pp":[2.5039,2.1366,2.403,2.5966,3.0798,2.6068,2.8338,3.7216,3.9954,5.4439,5.6393,5.332,4.9842,3.9507,3.5446,1.3221,0.8133],"credit_deposit_pct":[82.1733,82.2901,82.4743,82.3896,83.0414,81.4374,81.5685,82.0126,82.4751,82.747,83.3815,82.6285,82.6849,81.9487,81.718,80.3241,80.8356],"demand_share_pct":[12.2074,12.6253,12.1909,12.7882,12.3256,14.0605,12.5568,12.7559,12.3207,12.7386,12.3475,13.3225,12.1425,12.7366,12.2623,12.3737,12.0773],"credit_addition_inr_cr":[2332971.2,2606903.43,2442127.6,2628665.09,2525907.41,2959351.46,2733192.46,2926871.52,2959178.57,3228588.16,3233153.41,3442165.03,3263490.16,3576717.43,3401597.2,3586881.43,3426397.69],"deposit_addition_inr_cr":[2348719.51,2755382.04,2489596.42,2680062.59,2430889.69,3114793.03,2787604.23,2829853.35,2801233.16,2829562.99,2771770.61,3112847.98,2958868.2,3591540.5,3459211.51,4202714.49,4076614.97],"incremental_cd_pct":[99.3295,94.6113,98.0933,98.0822,103.9088,95.0096,98.0481,103.4284,105.6384,114.102,116.6458,110.5793,110.2952,99.5873,98.3345,85.3468,84.0501]}}