Supra Pacific Financial Services Ltd. (SUPRAPFSL) — Tipsheet https://tipsheet.markets/company/suprapfsl/ Every Tipsheet Editorial note covering Supra Pacific Financial Services Ltd. (SUPRAPFSL), newest first. Grounded in BSE/NSE primary-source filings. en-in Tue, 28 Jul 2026 14:38:36 GMT Supra Pacific's loan book hits ₹346 cr, GNPA stays low https://tipsheet.markets/suprapfsl-supra-pacific-s-loan-book-hits-346-cr-gnpa-stays-low-120115/ https://tipsheet.markets/suprapfsl-supra-pacific-s-loan-book-hits-346-cr-gnpa-stays-low-120115/ Wed, 08 Jul 2026 15:56:16 GMT Q1 business update shows a gold-heavy loan book and a gross NPA ratio of 1.3%. The nano-cap lender's moderate asset contraction and manageable credit quality are unlikely to move the stock. Q1 business update shows a gold-heavy loan book and a gross NPA ratio of 1.3%. The nano-cap lender's moderate asset contraction and manageable credit quality are unlikely to move the stock.

What’s new

  • Loan book at ₹346 cr, quarterly disbursements ₹159 cr vs collections ₹149 cr.
  • Gold loans dominate at ₹221 cr; vehicle ₹55 cr, microfinance ₹64 cr.
  • Gross NPA of ₹4.5 cr (1.3% of AUM); borrowings at ₹339 cr.

Why it matters

For a ₹165 cr market-cap NBFC targeting ₹2,500 cr in assets, this quarterly snapshot is a routine check-in. The 1.3% GNPA is low, but the debt/equity of 3.29x and ROE of 1.8% suggest the path to that target requires careful capital management.

What we’re watching

  • Asset growth trajectory after this quarter's mild contraction from March levels.
  • Gold loan momentum, which forms 64% of the portfolio.
  • Any uptick in NPA or collection efficiency in coming quarters.

The full read

Supra Pacific Financial Services' quarterly business update is a routine but clean snapshot. The loan book stands at ₹346 crore, with gold loans making up ₹221 crore (64%). Disbursements of ₹159 crore outpaced collections of ₹149 crore, and gross NPAs held at ₹4.5 crore, or just 1.3% of AUM. The analyst notes a slight contraction from March-end levels, but the numbers are broadly stable. For a ₹165 crore market-cap NBFC with a trailing ROE of 1.8% and debt/equity of 3.29x, this update offers no surprises. What matters from here is whether the company can accelerate asset growth toward its ₹2,500 crore target without letting credit quality slip. This quarter says it hasn't slipped yet.

Primary source: BSE · NSE

]]> Other Tipsheet Editorial Supra Pacific wants ₹2,500 crore in assets. The debt market gets the first vote. https://tipsheet.markets/suprapfsl-supra-pacific-wants-2-500-crore-in-assets-the-debt-market-gets-the-first-vote-105237/ https://tipsheet.markets/suprapfsl-supra-pacific-wants-2-500-crore-in-assets-the-debt-market-gets-the-first-vote-105237/ Wed, 03 Jun 2026 18:26:59 GMT The nano-cap NBFC plans a fivefold asset jump from ₹499 crore to ₹2,500 crore in three years. Its immediate hurdle is a public NCD issue to fund the expansion. The nano-cap NBFC plans a fivefold asset jump from ₹499 crore to ₹2,500 crore in three years. Its immediate hurdle is a public NCD issue to fund the expansion.

What’s new

  • Sets a three-year target to grow assets from ₹499 crore to ₹2,500 crore.
  • Plans a public issue of non-convertible debentures in FY27 to fund growth.
  • Will open 500 branches across 15 states and triple its employee base to 2,000.

Why it matters

Supra Pacific is betting on a near 5x asset expansion from a small base, fueled by physical branch growth and new debt. The plan's first real test comes this fiscal year when it approaches the NCD market. For a lender with ₹499 crore in assets, securing those funds is the make-or-break step.

What we’re watching

  • Pricing and investor appetite for the planned public NCD issue.
  • Actual branch rollout pace against the 500-branch target.
  • Asset-quality metrics as the loan book scales rapidly.

The full read

Supra Pacific's FY26 assets grew 64.39% to ₹499 crore. Now it wants ₹2,500 crore. That is a fivefold jump in three years. The ambition is clear: 500 new branches in 15 states, a public NCD issue this year, new products. The target implies a compound annual growth rate of roughly 71%. For a nano-cap NBFC, this is a huge scaling bet. The NCD issue is the first obstacle. If the debt market doesn't bite, the branch expansion stalls. If it does, execution becomes the entire story.

Primary source: BSE · NSE

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